What is a Mortgage Rate Buy Down?
What is a Mortgage Rate Buy Down? A mortgage rate buy down involves paying extra money upfront to reduce your mortgage interest rate for a portion or the entire term of the loan. This upfront payment is known as "buying points" or "discount points." How Do Points Work? When you buy points, you
Other Realtors Won't Say This
I'm a believer in being upfront — even when the conversation is tough. So, here's the candid truth: For many, this might not be the ideal time to buy a home. We're facing a market where prices are high, interest rates are holding higher than they've been, and housing inventory, while increasing, is
Pay Your Mortgage Earlier!
Mortgage Tip: Ditch the 30-Year Grind! 🏡💰 Tired of feeling like your mortgage will last forever? You're not alone! But what if I told you there's a simple trick to save thousands in interest AND pay off your home years (even decades!) sooner? It's all about extra payments! Here's the magic: ONE ex
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