• Why a Pre-Approval? ,Mary Palma

    Why a Pre-Approval?

    Thinking about buying a home? Get pre-approved first! With more homes on the market and mortgage rates dropping, you might be feeling like it's finally time to buy. But before you start house hunting, get pre-approved for a mortgage. What's pre-approval? It's when a lender checks out your finances

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  • How Growing Inventory Benefits Today's Buyers
,Mary Palma

    How Growing Inventory Benefits Today's Buyers

    In today's dynamic real estate market, the increasing inventory of homes is creating a fertile ground for potential buyers. With more listings available and a noticeable trend of price reductions, the landscape is shifting in favor of those looking to purchase a new home. This market update explore

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  • What is a Mortgage Rate Buy Down? ,Mary Palma

    What is a Mortgage Rate Buy Down?

          What is a Mortgage Rate Buy Down? A mortgage rate buy down involves paying extra money upfront to reduce your mortgage interest rate for a portion or the entire term of the loan. This upfront payment is known as "buying points" or "discount points." How Do Points Work? When you buy points, yo

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