• 90 Day to Homeowner Challenge! Starts in October!,Mary Palma

    90 Day to Homeowner Challenge! Starts in October!

    Ready to Become a Homeowner in 90 Days? The Challenge Starts NOW! Have you been dreaming of owning your own home but feel overwhelmed by the process? Are you ready to take concrete steps towards making that dream a reality? If you answered "yes" to either of these questions, then I invite you to join my 90-Day Homeowner Challenge starting this October! What is the 90-Day Homeowner Challenge? It's a step-by-step program designed to guide you through the entire home-buying process, from getting your finances in order to closing on your dream home. Over the course of 90 days, you'll receive: Weekly action steps: Clear, actionable tasks to keep you on track and moving forward. Expert tips & resources: Insider knowledge and helpful tools to navigate the complexities of buying a home. Community support: Connect with other motivated individuals on the same journey, share your experiences, and encourage each other along the way. Why should you join? Gain clarity and confidence: Demystify the home-buying process and feel empowered to make informed decisions. Accelerate your progress: Stay focused and motivated with a clear roadmap and timeline. Achieve your goal: Turn your dream of homeownership into a reality within 90 days! How to get started: Sign up today! Visit my website and register for the 90-Day Homeowner Challenge. Receive your guide: Get your comprehensive guide to the challenge ahead of time so you can start preparing. Mark your calendar: The challenge officially kicks off in October 1st, so get ready to embark on this exciting journey! Don't wait any longer! Take the first step towards homeownership today. Sign up for the 90-Day Homeowner Challenge and let's make your dream a reality! Sign up now on my website! P.S. Spaces are limited, so don't miss out! Register today and let's get started on your path to homeownership.

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  • Why a Pre-Approval? ,Mary Palma

    Why a Pre-Approval?

    Thinking about buying a home? Get pre-approved first! With more homes on the market and mortgage rates dropping, you might be feeling like it's finally time to buy. But before you start house hunting, get pre-approved for a mortgage. What's pre-approval? It's when a lender checks out your finances - things like your income, credit score, and savings - to see how much they're willing to loan you. You'll get a pre-approval letter that shows what you can afford. Why is pre-approval so important? 1. Know Your Numbers Even though it's getting a little easier to afford a home, it's still tough out there. Talk to a lender about your loan options and how those changing mortgage rates will affect your monthly payment. Pre-approval helps you figure out the max you can borrow and what your monthly payment will look like. Use this info to focus your home search on places that fit your budget. With rates a bit lower, you might be able to afford a bit more than you thought, but don't overstretch yourself. 2. Make Your Offer Stand Out When you find that perfect home, pre-approval gives your offer a boost. It shows sellers you're serious and have already been checked out financially. That makes them more likely to accept your offer. More buyers are coming back As rates drop, more buyers will be ready to jump back into the market. Competition could heat up, especially in popular areas. So, give yourself an advantage by getting pre-approved. Bottom Line If you're planning to buy, get pre-approved early on. It helps you understand what you can afford and makes you a more attractive buyer to sellers. Let's connect! Book a call or meeting with me at 571-259-3009 or visiting my Calendly link in BIO.

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  • The Number One Mistake Sellers Are Making,Mary Palma

    The Number One Mistake Sellers Are Making

    In today's housing market, many sellers are making a critical mistake: overpricing their homes. This can lead to their homes staying on the market longer without offers, forcing them to reduce the price later and missing the initial peak of buyer interest. To avoid this costly mistake, work with a trusted real estate agent to determine the right price. Here are some pitfalls of overpricing: Ignoring Current Market Conditions: Basing your asking price on past trends, like the pandemic boom, can lead to an unrealistic price that deters buyers. Agents stay updated on current market conditions to ensure accurate pricing. Pricing Based on Desired Profit: Setting a price based on what you want to make, rather than the actual market value, can also backfire. Agents use comparative market analysis to compare your home to similar properties and determine a fair price. Pricing High to Negotiate: The strategy of overpricing to leave room for negotiation often deters buyers from even considering your home. Agents can help you set a fair price that attracts buyers and encourages competitive offers. Bottom Line: Overpricing your home can lead to longer market times and missed opportunities. A knowledgeable real estate agent provides objective insights and market expertise to help you price your home competitively and maximize your chances of a successful sale. Let’s connect so you can avoid making a pricing mistake that’ll cost you. Cell: 571-259-3009  

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